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Another new industry that's driven by digital payment is the sharing economy. It appears that the onset of the sharing economy has made Airbnb — a home rental portal — a competitor for regular hotels.

Apart from Standard Chartered, some other foreign banks have also shown interest in offering digital banking services in the Chinese mainland with no branches. Last week, Bank of Beijing Co Ltd said it has got the necessary board approval for the establishment of a joint venture with Netherlands-based ING Bank NV.

Anne Petterd, head of international commerce and trade for the Asia-Pacific region at the law firm Baker McKenzie, said: "Throughout the pandemic we have seen parts of towns and countries closing down and opening up again. The extent to which manufacturing, the movement of labor, transportation and demand have been disrupted has differed enormously between jurisdictions."

Apart from the crackdown, the authorities will work on issuing management rules and policies for the high-quality development of the livestreaming industry, and explore the implementation of management based on ratings and categories as well as rules for online rewards and advertising, in order to build a healthier and more positive environment for livestreaming, the authorities said.

Anuj Gupta made the journey with his 66-year-old mother. "This is her dream, and mine, too. This is a holy pilgrimage. I'm here to find something," he said.